
FCA-regulated broker · UK businesses
Technology & IT
finance, upgraded.
Upgrade servers, laptops and business systems without a large upfront cost.
- Laptops & desktops
- Servers & networking
- Telecoms & phone systems
- Point-of-sale systems
Finance subject to status. Broker, not a lender.
Your asset. Your next step.
Technology asset finance helps businesses keep equipment current while spreading payments over its useful life. Because IT can date quickly, lenders often favour shorter terms and may consider refresh options.
Finance lease
Use the equipment for a fixed rental while the lender retains ownership — suited to kit you expect to replace.
Hire purchase
Spread the cost and own the equipment once all payments and any fee are made.
Refresh planning
Ask about terms that line up with your upgrade cycle so you are not paying for outdated technology.
No paperwork to start
A rough idea is enough.
You can enquire before you have chosen an asset. Documents may be requested later, depending on the lender.
Get my quoteAsset quote or specification
Useful if you have one; a description and approximate price are enough to enquire.
Business details
Your trading name and contact details. Registration information may be needed later.
Recent bank statements
A lender may ask for these later. Do not send sensitive documents through the enquiry notes.
Your questions, answered.
Can software be included?
Some lenders may include software bundled with hardware. Standalone software has more limited options.
What term is typical for IT?
Shorter terms of two to four years are common, reflecting the useful life of technology.
Can start-ups apply?
Newer businesses can enquire. Lenders may ask for more information or a deposit where trading history is limited.
Can I finance installation costs?
Associated costs such as installation or configuration may be included, depending on the lender.
What happens at the end of a lease?
Options vary and may include continuing to rent, returning or upgrading. Check the agreement before signing.
Does a quote affect my credit?
A quote request is not an application or a credit search. Any credit checks are explained before they happen.
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