Tractor working a farm field at sunset

FCA-regulated broker · UK businesses

Agricultural
finance, in season.

Keep your farm moving with finance for tractors, harvesters and the kit that works your land.

  • Tractors & loaders
  • Combines & harvesters
  • Sprayers & drills
  • Livestock equipment

Finance subject to status. Broker, not a lender.

Get your asset finance quote

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What do you want to finance?

Soft search only — no impact on your credit scoreSame-day decision in principle where possible

Your asset. Your next step.

Agricultural asset finance spreads the cost of farm machinery so you can protect working capital through seasonal cash flow. Some lenders may offer repayment profiles aligned to harvest or income cycles, subject to their criteria.

Hire purchase

Spread the cost of new or used machinery with ownership after the final payment and any purchase fee.

Seasonal payments

Some lenders may consider repayment schedules that reflect seasonal income. Availability depends on the lender and your accounts.

Refinance kit

Release capital tied up in eligible machinery you already own, subject to valuation and any outstanding finance.

No paperwork to start

A rough idea is enough.

You can enquire before you have chosen an asset. Documents may be requested later, depending on the lender.

Get my quote
  • Asset quote or specification

    Useful if you have one; a description and approximate price are enough to enquire.

  • Business details

    Your trading name and contact details. Registration information may be needed later.

  • Recent bank statements

    A lender may ask for these later. Do not send sensitive documents through the enquiry notes.

Your questions, answered.

  • Can contractors and estates apply?

    Yes. Farms, agricultural contractors, estates and rural businesses can enquire. Eligibility depends on the business and lender criteria.

  • Can I finance used farm machinery?

    Used equipment can be considered. Age, hours, condition and resale value all affect the lender's decision.

  • Are seasonal repayments available?

    Some lenders may offer flexible or seasonal profiles. These are not guaranteed and depend on your circumstances.

  • Can I buy at a machinery auction?

    Potentially, but speak to us before bidding so the lender can confirm the seller and asset are acceptable.

  • Do I need a deposit?

    Not always. Deposit requirements depend on the asset, your trading history and the overall proposal.

  • Does a quote affect my credit?

    A quote request is not an application or a credit search. Any credit checks are explained before they happen.

Finance for what moves your business.